Talking about the holidays already?! Yes!
Holiday budgets are probably the last thing on your mind while on summer vacation. But, we want you to know that opening a separate savings account for holiday expenses is a great way to avoid holiday debt.
Plus, when you set up automatic transfers from your checking account every pay period, you’ll be preparing yourself without even having to think about it!
HERE’S WHY TO SET UP A HOLIDAY SAVINGS:
>> Cash ready for the holidays
>> Easier to stick to a shopping budget
>> Less chances of racking up credit card debt
>> No minimum balance requirement
>> No cost for automatic transfers