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Retirement looks different for everyone. Whether you want to travel the world or spend your golden years on the golf course, you need a financial plan to keep you afloat when you stop working.

Four simple retirement strategies that work for anyone

Check out these four strategies that can help everyone retire well, no matter your age:



tomorrow written on notepad and crossed off with today written instead.


Start today

It pays to start early. The longer your investments can generate earnings, the more money you’ll have at retirement. Bottom line? If you haven’t started putting money away yet, don’t wait any longer!




Notebook comparing the positives and negatives of a roth and traditional IRA


Open an IRA With an IRA, you can likely access your investment money after age 59½ without incurring a tax penalty (as long as you’ve held the account for at least five years).




man with hard hat shaking hands with another person


Match your employer If your employer offers to match your 401(k) contribution (up to a point) and you decline, you’re walking away from free money. Take advantage of the match perk. And don’t forget if you also have a pension, your earning free money too! It’s one of the easiest ways to earn for retirement.




50 year Balloons on pink wall


Catch up if you’re 50 or older If you started putting money away for retirement late, or haven’t contributed as much as you would’ve liked, you can play catch up. Starting at 50, you’re able to invest more money in your 401(k) or IRA. If possible, invest up to the maximum allowed.





Learn More about an IRA


*Content provided by our partner in financial education, BALANCE