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You’re pre-approved for a $30,000** auto loan!


Hit the road in a new set of wheels. With your pre-approval, we make it easier than ever! You have the option to buy new or used, so you can pick the perfect car that fits your lifestyle.

Ready to accept your pre-approval?

Get Started

Have an auto loan elsewhere?

That’s ok! If you love the adventure, but don’t love your current rate, you can use your pre-approval to refinance your vehicle with OE Federal and potentially get a lower rate and a lower monthly payment! To find out if refinancing could save you money, give us a call at 800.877.4444 and we’ll crunch the numbers for you to see how much you could save.


If you’re ready to start your application for an auto loan or a refinance, get started one of three ways: 








PRESCREEN & OPT-OUT NOTICE: This “prescreened” offer of credit is based on information in your credit report indicating that you meet certain criteria. This offer is not guaranteed, if you do not meet our criteria. If you do not want to receive prescreened offers of credit from this and other companies, call the consumer reporting agencies toll free (888) 567-8688, or write: Experian Opt-Out, PO Box 919, Allen, TX 75013; Equifax, Options, PO Box 740123, Atlanta, GA 30374-0123; TransUnion, Opt-Out Request, PO Box 505, Woodlyn, PA 19094.

**All OE Federal Credit Union loans are subject to credit approval. A valid driver’s license and proof of auto insurance are both required. This offer cannot be used in conjunction with any other offer. This offer is non-transferable. You understand that this offer is based on a credit evaluation. You further understand that if there is any material change in your credit rating subsequent to the issuance of this offer, we reserve the right to withdraw this offer. Proof of income is required. Appraisal and DMV documents are required. Other terms and conditions may apply. $50,000 pre-approval offer expires 05/31/23. Rates and terms are subject to change at any time without notice.

*APR=Annual Percentage Rate. Pre-approved amount of up to $30,000 is for an Annual Percentage Rate as low as 6.49% APR with terms up to 48 months. Minimum loan amount at this rate is $2,500. Minimum auto loan amount is $2,500 for refinanced vehicles. Refinance not valid on current OE Federal Auto Loans. Rate is for vehicle models 10 years or newer. Up to 115% (for well-qualified borrowers) LTV of MSRP or KBB retail value, not to exceed purchase price. Estimated monthly auto loan payment is $23.71 per $1,000 borrowed at 6.49% APR for 48 months. Rates and terms are subject to change without notice.