Text Banking
Receive account updates via text messages


Text Banking
Whether you're an Online Banking user or not, get info on your accounts quickly with Text Banking. If you’ve ever been in a situation when you don’t have time to visit a branch or don’t have internet connection for Online & Mobile Banking, Text Banking is the perfect solution.
- Manage your money with a text
- No WiFi or data connection needed
- Check balances, transaction history & more
- Available 24/7
- Easy enrollment
Text Banking Commands for Online Banking Users
Text Banking Commands for Online Banking Users
If you are registered for Online and Mobile Banking, you can sign up for text banking when you log into your account. Just choose “Text Banking” under “Statements and Services.”
Once you’re signed up, you can text the following commands to 226563 at any time for text message responses about your account:
BAL – provides balances for all accounts that are enabled for Text Banking.
BAL account nickname – provides the balance for the specified account. Example: BAL acct1
HIST account nickname – provides account history for the specified account. Example: HIST acct1
XFER account nickname1 account nickname2 amount – transfer the specified amount from account 1 to account 2. Example: XFER acct1 acct2 100.00.
LIST – sends a list of text banking commands.
HELP – sends a list of contact points for the credit union.
STOP – stops all further text message communications.
Text Banking Commands for Non-Online Banking Users
Text Banking Commands for Non-Online Banking Users
If you are not registered for Online and Mobile Banking, you can still take advantage of text banking. Register Here.
Once you’re signed up, you can text the following commands to 40293 at any time for text message responses about your account:
BAL – lists accounts and their current available balances.
HIST – +suffix. Lists recent transactions on the account. Example: “HIST 2”
LOAN – +suffix. Shows loan details such as your next payment due date. Example: “LOAN 143”
LIST – sends a list of account suffixes with their associated account types.
HELP – shows a list of keywords and their functions.
STOP – deactivates your account. You will no longer have access to Text Banking until you register with the credit union again.
Related Products & Services
Frequently Asked Questions
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Do I have to use Online or Mobile Banking to use Text Banking?
Nope! Enjoy Text Banking without enrolling in the other services.
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o Is there a fee for Text Banking?
No, this is a free service for our members. Standard text messaging fees from you cell phone service provide may apply.
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Does Text Banking work with all cell phone service providers
No, if you have Cricket Wireless or Metro PCS you will not be able to check balances or history via text
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How do I enroll in Text Banking?
- For Online & Mobile Banking users, enroll at oefcu.textmycu.com
- For non-Online & Mobile Banking, give us a call at 800.877.4444, or visit your local OE Federal branch.