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Get your auto loan at an exclusively union credit union!


When it comes to things like seasonal work, we know that it can sometimes stand in the way of applying for loans. We have loan underwriting that’s specifically friendly to those types of obstacles because we understand the union lifestyle. And, we’re dedicated to helping you achieve your goals. So, whether you’re looking to buy a new or used vehicle, we’ve got a great rate to help you get on the road!






Have a higher rate auto loan somewhere else? Refinance today to lower your rate and save money each month!

Apply for an Auto Loan


Not a member? No problem! Check out our list of our approved unions and locals below. If you or an immediate family member are a member of one of our qualifying union groups, you are eligible for membership at OE Federal. Our online membership application is quick and easy!

Become a Member



*APR=Annual Percentage Rate. Minimum loan amount at this rate is $5,000. Minimum auto loan amount is $2,500 for refinanced vehicles. Refinance not valid on current OE Federal Auto Loans. Rate is for vehicle models 10 years or newer. Up to 125% (for well-qualified borrowers) LTV of MSRP or KBB retail value, not to exceed purchase price. Estimated monthly auto loan payment is $23.02 per $1,000 borrowed 4.99% APR for 48 months. Rates and terms are subject to change without notice.