Lower Rates when you Bank Union
Get your auto loan at an exclusively union credit union!
When it comes to things like seasonal work, we know that it can sometimes stand in the way of applying for loans. We have loan underwriting that’s specifically friendly to those types of obstacles because we understand the union lifestyle. And, we’re dedicated to helping you achieve your goals. So, whether you’re looking to buy a new or used vehicle, we’ve got a great rate to help you get on the road!
Have a higher rate auto loan somewhere else? Refinance today to lower your rate and save money each month!
Not a member? No problem! Check out our list of our approved unions and locals below. If you or an immediate family member are a member of one of our qualifying union groups, you are eligible for membership at OE Federal. Our online membership application is quick and easy!
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UNION GROUPS
- AFSCME Local 1684 (American Federation of State, County and Municipal Employees Local 1684 AFL-CIO)
- B.A.C. Local #3, No. California (Bricklayers & Allied Craftworkers)
- B.A.C. Local #3 No. California Tile Setters Local 19 and 29
- B.A.C Local #4 So. California (Bricklayers & Allied Craftworkers)
- Bricklayers and Tilesetters Local No. 1 of Utah
- Alameda County Building & Construction Trades Council
- California Labor Federation, AFL-CIO
- CalTrans Unit 12 employees who work in California & are represented by locals #3, #12, #39 or #501
- Carpenters Local #22
- Carpenters Local Union #25
- Carpenters Local #35 (United Brotherhood of Carpenters and Joiners of America Local 35)
- Carpenters Local Union #46
- Carpenters Local Union #55
- Carpenters Local Union #152
- Carpenters Local Union #180
- Carpenters Local Union #217
- Carpenters Local Union #405
- Carpenters Local Union #505
- Carpenters Local Union #510
- Carpenters Local Union #555
- Carpenters Local Union #605
- Carpenters Local Union #701
- Carpenters Local Union #713
- Carpenters Local Union #751
- Carpenters Local Union #971
- Carpenters Local Union #1109
- Carpenters Local Union #1240
- Carpenters Local Union #1599
- Carpenters Local Union #1789
- Carpenters Local Union #2035
- Carpenters Local Union #2236
- Carpet & Linoleum Layers Local #1512
- Carpet, Linoleum & Soft Tile Workers, Local Union #12
- Carpet, Resilient Floor Coverings & Sign Workers Local Union #1237
- Cement Masons Local #400
- Cement Masons Local #797
- District Council No. 16
- Drywall Lathers Union Local #9068
- Drywall Lathers Union Local #9083
- Drywall Lathers Union Local #9109
- Drywall Lathers Union Local #9144
- Electrical Workers 442 FCU
- Elko County Classroom Teacher’s Association (ECCTA)
- Elko Country Support Staff Organization (ECSSO)
- Firefighters Local 2423
- Glaziers, Arch, Metal & Glass Workers Local Union No. 169
- Glaziers, Arch, Metal & Glass Workers Local Union No. 718
- Glaziers, Arch, Metal & Glass Workers Local Union No. 767
- Glaziers, Arch, Metal & Glass Workers Local Union No. 1621
- Glaziers, Arch, Metal & Glass Workers Local Union No. 2001
- Hardwood Floor Layers Local No. 1861
- Heat and Frost Insulators and Asbestos Workers Local #16
- Heat and Frost Insulators and Asbestos Workers Local #69
- Hod Carriers Local #36
- Hod Carriers Local #166
- Hod Carriers Local #270
- I.B.E.W. Local 100
- I.B.E.W. Local 180
- I.B.E.W. Local 302
- I.B.E.W Local 340
- I.B.E.W Local 401
- I.B.E.W. Local 428
- I.B.E.W. Local 551
- I.B.E.W. Local 595
- I.B.E.W Local 684
- Elko County Support Staff Organization (ECSSO)
- Iron Workers Local Union #27
- Iron Workers Local Union #118
- Iron Workers Local Union #155
- Iron Workers Local Union #377
- Iron Workers Local Union #378
- Iron Workers Local Union #790
- Joint Apprentice & Journeyman Training Program employees covered by Operating Engineers Local Union #3 Collective bargaining
- Laborers Local #169
- Laborers Local #185
- Laborers Local #261
- Laborers Local #294
- Laborers Local #295
- Laborers Local #297
- Laborers Local #324
- Lathers’ Local Union #9109
- Laborers Union Local #389 (Construction and General Laborers)
- Lather’s Local Union #9144
- Millmen and Industrial Carpenters Local No. 262
- Millwrights Union Local #102
- Napa Solano Building Trades Council
- Napa Solano Central Labor Council
- NECA (National Electrical Contractors Association, Northern CA)
- NCSEA (Nevada Classified School Employees)
- Northern California Carpenters Regional Council
- Northern Nevada Building and Construction Trades Council
- Office & Professional Employees International Union Local Union #29
- Operating Engineers Local Union #3
- Operating Engineers Local Union #1 (IUOE Stationary Engineers Local 1)
- Operating Engineers Local Union #3, employees of
- Operating Engineers Local Union #3, Miners
- Operating Engineers Local Union #3, Public Employees
- Operating Engineers Local Union #9
- Operating Engineers Local Union #12
- Operating Engineers Local Union #39 (IUOE Stationary Engineers Local 39)
- Operating Engineers Local Union #428
- Operating Engineers Union Local #501 (IUOE Stationary Engineers Local 501)
- Operating Engineers Local #612
- Operating Engineers Local #701
- Operating Engineers Local #800
- Operating Engineers Local #953
- International Union Painters and Allied Trades- District Council #16
- Paint, Varnish & Lacquer Makers Local Union No. 1053
- Painters & Allied Trades Local Union #3
- Painters & Allied Trades Local Union #272
- Painters & Allied Trades Local Union #294
- Painters & Allied Trades Local Union #376
- Painters & Allied Trades Local Union #487
- Painters & Allied Trades Local Union #567
- Painters & Allied Trades Local Union #741
- Painters & Allied Trades Local #1176 (Auto, Marine & Specialty Painters)
- Painters & Drywall Finishers #3
- Painters & Drywall Finishers #159
- Painters & Tapers Local Union #83
- Painters & Tapers Local Union #507
- Painters & Tapers Local Union #741
- Painters & Tapers Local Union #913
- Pile Drivers Union Local #34
- Plasterers & Cement Masons Local #300
- Plasterers & Cement Masons Local #568
- Plasterers and Shophands Local #66
- Plumbers & Pipefitters Local #140
- Plumbers & Pipefitters Local #228
- Plumbers & Pipefitters Local #246
- Plumbers & Pipefitters Local #290 (California Members Only)
- Plumbers & Pipefitters Local #350
- Plumbers & Pipefitters Local #442
- Plumbers & Pipefitters Local #447
- Plumbers & Steamfitters Local #62
- Plumbers & Steamfitters Local #159
- Plumbers & Steamfitters Local #343
- Roofers Local Union #40 (Roofers, Waterproofers and Allied Workers)
- Roofers Local Union #81 (Roofers, Waterproofers and Allied Workers)
- San Mateo County Central Labor Council
- Santa Rosa Teachers Association
- Sheet Metal Workers Local #26
- Sheet Metal Workers Local #162
- Sheet Metal Workers International Association Local #312
- Sheet Metal, Air, Rail and Transportation Workers Local 359 (SMART)
- Teamsters Local No. 533
- Teamsters Local No. 665
- UA Utility & Landscape Local #355
- United Food & Commercial Workers Union Local 5
- United Food & Commercial Workers Local #648
- UPEC (United Public Employees of California) Local 792
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SIGNATORY AND AFFILIATED GROUPS
- Agee Construction Company
- American Diversified Pharmacies, Inc
- American Paving Company
- Amos & Andrews, Inc.
- Andregg Geomatics
- Appian Engineering, Inc.
- Bartz Construction
- Bianchi (George) Construction, Inc.
- California Engineering Contractors, Inc. & A.S. Tadros
- Consolidated Engineering Laboratories
- Construction Industry Force Account Council
- D. S. Baxley Inc.
- Davest, Inc.
- Diablo Valley Funding Group- OMNI Funding Services
- Garcia Paving
- General Crane Service, Inc.
- Gentz Construction Co.
- Hanna & Hanna, Inc.
- Heide & Williams, Inc.
- Husky Crane, Inc.
- Isetta Landscape
- Mountain Cascade, Inc.
- North Bay Construction, Inc.
- Pacific Power Service Corporation
- Peninsula Crane & Rigging
- Rassmussen, C.A. General Engineering Co.
- Rexam Can Company, Kent, Washington
- T.W. Construction Company, Inc.
- Walter C. Smith Company, Inc.
- Young (D.W.) Construction, Inc.
- Zenith American Solutions
*APR=Annual Percentage Rate. Minimum loan amount at this rate is $5,000. Minimum auto loan amount is $2,500 for refinanced vehicles. Refinance not valid on current OE Federal Auto Loans. Rate is for vehicle models 10 years or newer. Up to 125% (for well-qualified borrowers) LTV of MSRP or KBB retail value, not to exceed purchase price. Estimated monthly auto loan payment is $23.02 per $1,000 borrowed 4.99% APR for 48 months. Rates and terms are subject to change without notice.