Motorcycle Loans
Apply Now

Motorcycle Loans
Ready to ride the open road? OE Federal offers great rates and flexible terms for motorcycle loans. Whether you're headed cross-country or trading four wheels in for two, we've got the loan for you.
- Low rates
- Reasonable payments
- Flexible terms
- Discounts for down payments of 20% or more
- Financing for both new and used motorcycles
More Info
You can find our current rates here. We also provide loan calculators to help you determine your potential payment.
Related Products & Services
New Motorcycles
MAXIMUM TERM | ANNUAL PERCENTAGE RATE |
0-48 months 2 | 5.24% to 17.99% |
49-60 months 4 | 5.74% to 17.99% |
61-72 months 5 | 6.24% to 17.99% |
73-84 months 6,7 | 7.24% to 9.74% |
LOAN TYPE
Current or prior calendar year with less than 7,500 miles
MAXIMUM AMOUNT
Up to 100% of Clean Retail Value or MSRP. Includes license fee, warranty, and sales tax.
Loan Payment Example: $22.91 per month per $1,000 borrowed at 4.74% APR for 48 months 4
2 Minimum loan amount $2,500 | 4 Minimum loan amount $7,500 | 5 Minimum loan amount $10,000 | 6 Minimum loan amount $15,000 | 7 Term available for tiers 1 – 3 only
*All rates and terms are dependent on credit worthiness.
Information accurate as of January 5, 2021.
Used Motorcycles
MAXIMUM TERM | ANNUAL PERCENTAGE RATE |
0-48 months 2 | 5.24% to 17.99% |
49-60 months 4 | 5.74% to 17.99% |
61-72 months 5 | 6.24% to 17.99% |
73-84 months 6,7 | 7.24% to 9.74% |
LOAN TYPE
10 model years or newer only
MAXIMUM AMOUNT
Up to 100% of Clean Retail Value or MSRP. Includes license fee, warranty, and sales tax.
Loan Payment Example: $22.91 per month per $1,000 borrowed at 4.74% APR for 48 months
2 Minimum loan amount $2,500 | 4 Minimum loan amount $7,500 | 5 Minimum loan amount $10,000 | 6 Minimum loan amount $15,000 | 7 Term available for tiers 1 – 3 only
*All rates and terms are dependent on credit worthiness.
Information accurate as of January 5, 2021.
Payment Calculator
Estimating your loan payment before buying can boost your negotiating power and help you choose the best loan term and down payment for your budget.
Frequently Asked Questions
-
What counts as a new motorcycle under your loan program?
We consider a new motorcycle to be either the current or previous year’s model with a max of 7500 miles on it.
-
What counts as a used motorcycle under your loan program?
Any motorcycle 10 years or newer that does not fit into the “New” category.
-
Can I get a loan for my dirt bike?
Yes. However, you will need to get recreational vehicle loan from us (not a motorcycle loan).
![]()
“I was contacted by your loan representative only hours after applying for a motorcycle loan. I can’t imagine receiving such personal service from a big bank.”