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Q: It’s vacation time! We’re thinking about buying an RV, but RV lots seem so intimidating! How can we fight that stress?

A: Nothing beats the freedom of a road trip, and with an RV, the journey becomes part of the adventure. Here are some tips to make buying an RV less stressful:

RV loans

What Class of RV Suits You?

  • Class A: The largest and most luxurious, with full amenities. Prices range from $60,000 to over a million.
  • Class B: Compact and built on van platforms, offering basic amenities. Prices range from $50,000 to $100,000.
  • Class C: A middle ground with more amenities than Class B but less than Class A. Prices range from $60,000 to $200,000.

Consider other options like camper trailers and pop-ups for more budget-friendly choices.

What’s Your Budget?

RVs are a significant investment. Financing periods are typically 10 years or longer, with higher interest rates than home loans. Include costs for fuel, insurance, registration, and maintenance in your budget. A down payment can help protect against depreciation.

When Should You Get Financing?

Secure pre-approval before shopping to negotiate confidently and avoid falling for an RV out of your budget.

If you’re considering an RV, now is the time to explore your financing options. Click here to learn about our RV loans or call 800.877.4444 to find out how much you can afford before you start shopping.