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Signature Loans

Unexpected costs shouldn't put you in the poorhouse. With a low-rate, flexible signature loan from OE Federal, you can cover those surprise bills without emptying your pockets. Just use your signature as collateral and we'll help you pay off debt, repair your car or make that necessary home improvement.

  • Debt consolidation loans
  • Emergency loans
  • Auto repair loans
  • Up to $25,000 in financing
  • Use your signature as collateral

Savings Secured Loans

If you're looking to build—or rebuild—credit, a Savings Secured Loan is just what you need. Secure lower rates when you set aside part of your savings as collateral and agree not to withdraw from it for a set time period. You'll be back in FICO's good graces in no time.

  • $500 minimum
  • $50,000 maximum
  • Terms up to 60 months
  • Flexible terms
  • Lower rates

Double Dollar Loans

Just like Secured Loans, Double Dollar Loans let you use money from your Savings account as collateral to enjoy lower rates. But with Double Dollar Loans you can borrow twice the amount you use as collateral. It's a great way to get quick cash without getting stuck with high interest rates.

  • Minimum loans of $1000
  • Maximum loans of $10,000
  • Terms up to 60 months
  • APR of 10.50%
  • Easy online application

Certificate Secured Loan

If you have money tied up in a share certificate, OE Federal’s Certificate Secured Loan can get you extra cash. Borrow against your certificate to avoid early withdrawal penalties and continue to earning interest on your investment all while paying low rates.

  • Borrow against your share certificate
  • Avoid hefty withdrawal penalties
  • Low rates
  • Easy online application

Quick Loans

Need money now? OE Federal has you covered with our Quick Loan. Whether it's for school supplies, a holiday trip or an unexpected repair, members can receive between $500-$3,000 at a fixed low rate.

  • No collateral required
  • Low, fixed rates
  • 12-month repayment terms
  • Loans up to $3,000
  • Use the funds for any reason