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Mortgage Loans

If this is your first home or you’re ready to move on to the next one, our Real Estate Team has the experience to make your home borrowing process as rewarding as getting the keys to your dream home. When you choose OE Federal for your mortgage, you’ll have us to guide you from start to finish.

  • Fixed and adjustable rate mortgages (ARM)
  • First-time home buyer program
  • Refinance your existing mortgage
  • No early payoff penalties
  • Pre-approvals available

Home Equity Line of Credit

A Home Equity Line of Credit (HELOC) is a revolving line of credit. Think of it like a credit card with a large limit, the funds are there for you when you need them. Whether your goal is to consolidate debt, make a large purchase, home renovations, or just have a safety net, using your home’s equity is an affordable way to fund any project on your terms.

  • Up to $250,000 credit limit
  • 10-year draw period
  • Additional 20-year repayment plan
  • Option to borrow with a fixed rate
  • Perfect for home projects
  • Consolidate your smaller debts into one payment

Home Loan Products

The OE Federal Real Estate Department is flexible enough to meet your needs, whether you are a first-time home buyer or long-time owner. We're not here to sell you. We don’t collect a commission. We're committed to finding the best solutions for our union family.

  • Conventional first mortgages
  • Home equity loans
  • Home equity lines of credit
  • Adjustable and fixed rates available
  • Personalized customer service