Finance Union


When it comes to purchasing the home of your dreams, choose financing through a union built financial institution – OE Federal!
We understand the union lifestyle. We were founded on union values and stick to those values to this day. When it comes to things like seasonal work, we know that it can sometimes make it hard to get approved for loans. But here, we make sure our underwriting (aka the important contract stuff that says you agree to pay back the loan), is lined up with your work style.
Because at OE Federal, we work with you.
So what are you waiting for? Whether you’re looking to purchase a new home, refinance your current one or just want to spruce up your house through your home’s equity, give us a call! Our Real Estate Team is eager to help you choose the right home loan product just for you. (Plus, you can lock in your rate for 45 days* with OE Federal’s 45 Day Rate Lock!)
Mortgages | Home Equity Loans | First Time Home Buyer Program
*In order to lock in your rate for 45 days, the member must complete the following: for a purchase, the member must have a completed application, have a ratified purchase agreement, and all borrowers must have signed all initial disclosures. For a refinance, the member must have a completed application and all borrowers must have signed all initial disclosures.
Not a Member? Thanks for stopping by! See if you’re eligible to join today.
ELIGIBLE GROUPS
Members and their immediate family members of these unions and signatory groups are eligible to apply for membership at OE Federal Credit Union:
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UNION GROUPS
- AFSCME Local 1684 (American Federation of State, County and Municipal Employees Local 1684 AFL-CIO)
- B.A.C. Local #3, No. California (Bricklayers & Allied Craftworkers)
- B.A.C. Local #3 No. California Tile Setters Local 19 and 29
- B.A.C Local No. 4
- Bricklayers and Tilesetters Local No. 1 of Utah
- Alameda County Building & Construction Trades Council
- California Labor Federation, AFL-CIO
- CalTrans Unit 12 employees who work in California & are represented by locals #3, #12, #39 or #501
- Carpenters Local #22
- Carpenters Local Union #25
- Carpenters Local #35 (United Brotherhood of Carpenters and Joiners of America Local 35)
- Carpenters Local Union #46
- Carpenters Local Union #55
- Carpenters Local Union #555
- Carpenters Local Union #180
- Carpenters Local Union #405
- Carpenters Local Union #510
- Carpenters Local Union #701
- Carpenters Local Union #751
- Carpenters Local Union #971
- Carpenters Local Union #1240
- Carpenters Local Union #1599
- Carpenters Local Union #1789
- Carpenters Local Union #2035
- Carpet & Linoleum Layers Local #1512
- Carpet, Linoleum & Soft Tile Workers, Local Union #12
- Carpet, Resilient Floor Coverings & Sign Workers Local Union #1237
- Cement Masons #797
- Cement Masons Local #400
- District Council No. 16
- Electrical Workers 442 FCU
- Elko County Classroom Teacher’s Association (ECCTA)
- Elko Country Support Staff Organization (ECSSO)
- Firefighters Local 2423
- Glaziers, Arch, Metal & Glass Workers Local Union No. 169
- Glaziers, Arch, Metal & Glass Workers Local Union No. 718
- Glaziers, Arch, Metal & Glass Workers Local Union No. 767
- Glaziers, Arch, Metal & Glass Workers Local Union No. 1621
- Glaziers, Arch, Metal & Glass Workers Local Union No. 2001
- Hardwood Floor Layers Local No. 1861
- Heat and Frost Insulators and Asbestos Workers Local #16
- Heat and Frost Insulators and Asbestos Workers Local #69
- Hod Carriers Local #36
- Hod Carriers Local #116
- Hod Carriers Local #270
- I.B.E.W. Local 100
- I.B.E.W. Local 180
- I.B.E.W. Local 302
- I.B.E.W Local 340
- I.B.E.W Local 401
- I.B.E.W. Local 428
- I.B.E.W. Local 551
- I.B.E.W. Local 595
- I.B.E.W Local 684
- Elko County Support Staff Organization (ECSSO)
- Iron Workers Local Union #27
- Iron Workers Local Union #118
- Iron Workers Local Union #155
- Iron Workers Local Union #377
- Iron Workers Local Union #378
- Iron Workers Local Union #790
- Joint Apprentice & Journeyman Training Program employees covered by Operating Engineers Local Union #3 Collective bargaining
- Laborers’ International Union of North America, Local Union #169
- Laborers’ International Union of North America, Local Union #297
- Laborers’ International Union of North America, Local Union #261
- Laborers’ Local 185
- Laborers’ Local 294
- Laborers’ Local 295
- Laborers’ Local 324, 326
- Lathers’ Local Union #9109
- Laborers Union Local #389 (Construction and General Laborers)
- Lather’s Local Union #9144
- Millmen and Industrial Carpenters Local No. 262
- Napa Solano Building Trades Council
- NECA (National Electrical Contractors Association, Northern CA)
- NCSEA (Nevada Classified School Employees)
- Northern Nevada Building and Construction Trades Council
- Office & Professional Employees International Union Local Union #29
- Operating Engineers Local Union #3
- Operating Engineers Local Union #1 (IUOE Stationary Engineers Local 1)
- Operating Engineers Local Union #3, employees of
- Operating Engineers Local Union #3, Miners
- Operating Engineers Local Union #3, Public Employees
- Operating Engineers Local Union #9
- Operating Engineers Local Union #428
- Operating Engineers Union Local 501
- Operating Engineers Local 612
- Operating Engineers Local 701
- Operating Engineers Local 800
- Operating Engineers Local 953
- International Union Painters and Allied Trades- District Council #16
- Paint, Varnish & Lacquer Makers Local Union No. 1053
- Painters & Allied Trades Local Union #272
- Painters & Allied Trades Local Union #294
- Painters & Allied Trades Local Union #376
- Painters & Allied Trades Local Union #487
- Painters & Allied Trades Local Union #567
- Painters & Allied Trades Local Union #741
- Painters & Drywall Finishers #3
- Painters & Drywall Finishers #159
- Painters & Allied Trades Local #1176 (Auto, Marine & Specialty Painters)
- Painters & Tapers Local Union #83
- Painters & Tapers Local Union #507
- Painters & Tapers Local Union #913
- Plumbers & Pipefitters Local #140
- Plasterers & Cement Masons 300
- Plasterers & Cement Masons Local #568
- Plasterers and Shophands Local #66
- Plumbers & Pipefitters Local #140
- Plumbers & Pipefitters Local #246
- Plumbers & Pipefitters Local #228
- Plumbers & Pipefitters Local #290 (California Members Only)
- Plumbers & Pipefitters Local #350
- Plumbers & Pipefitters Local #442
- Plumbers & Pipefitters Local #447
- Plumbers & Steamfitters Local #062
- Plumbers & Steamfitters Local 159
- Plumbers & Steamfitters Local 343
- Roofers Local Union #40
- Roofers Local Union #81
- San Mateo Central Council
- Santa Rosa Teachers Association
- Sheet Metal Workers Local #26
- Sheet Metal Workers Local #162
- Sheet Metal Workers International Association Local #312
- Sheet Metal, Air, Rail and Transportation Workers Local 359 (SMART)
- Stationary Engineers Local #39 International Union of Operating Engineers
- Teamsters Local No. 533
- Teamsters Local No. 665
- United Food & Commercial Workers Union Local 5
- United Food & Commercial Workers Local #648
- UPEC (United Public Employees of California) Local 792
- UA Utility & Landscape Local 355
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SIGNATORY AND AFFILIATED GROUPS
- Agee Construction Company
- American Diversified Pharmacies, Inc
- American Paving Company
- Amos & Andrews, Inc.
- Andregg Geomatics
- Appian Engineering, Inc.
- Bartz Construction
- Bianchi (George) Construction, Inc.
- California Engineering Contractors, Inc. & A.S. Tadros
- Consolidated Engineering Laboratories
- Construction Industry Force Account Council
- D. S. Baxley Inc.
- Davest, Inc.
- Diablo Valley Funding Group- OMNI Funding Services
- Garcia Paving
- Gentz Construction Co.
- General Crane Service, Inc.
- Hanna & Hanna, Inc.
- Heide & Williams, Inc.
- Husky Crane, Inc.
- Isetta Landscape
- Mountain Cascade, Inc.
- North Bay Construction, Inc.
- Pacific Power Service Corporation
- Peninsula Crane & Rigging
- Rassmussen, C.A. General Engineering Co.
- Rexam Can Company, Kent, Washington
- Smith (Walter C.) Compmany, Inc.
- T.W. Construction Company, Inc.
- Young (D.W.) Construction, Inc.
- Zenith American Solutions
If your union is listed, but not your local, you may not be eligible to join at this time. To get your local added to our list, contact us and we’ll see what we can do.