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Card Delay Offers

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We apologize for the delay on your newly issued OE Federal debit or credit card.

Not having your debit card is an inconvenience. To thank you for your patience during this time, we’re offering special savings for impacted members. Now through December 31, 2025, you can choose from one of these limited time offers:

1.00% APR Discount on Consumer Loans

0.050% Discount on Mortgage Loans or 0.50% APY Increase on a Certificate Rate

 

Redeem your offer by:

 

Call or text us at 800.877.4444

 

Applying online

 

Visiting Your Local Branch

 

 

*APR = Annual Percentage Rate.

**APY = Annual Percentage Yield.

1To receive the special 1.00% APR discount on consumer loans, you must finance a new or used; auto, motorcycle, RV, Boat, Powersport Vehicle, or Signature loan with OE Federal by December 31, 2025. Current rate will vary based on credit worthiness and terms. Auto Advantage, Fresh Start Auto Loans, New to Credit Auto Loans, Fresh Start Signature Loans, New to Credit Signature Loans, HELOCs, Visa Credit Cards, Savings Secured Loans, Certificate Secured Loans, Quick Loans and Double Dollar Loans are not eligible for discount. Discount is limited to 1 loan per member. Cannot be combined with other offers or discounts. Estimated monthly payment will vary based on loan type and rate. Rates and Terms are subject to change without notice.

2To receive the special 0.50% APR discount on mortgage loans, you must finance a Fixed Rate First Mortgage, Hybrid First Mortgage, or Fixed Rate Home Equity Loan with OE Federal by December 31, 2025. Current rate will vary based on credit worthiness and terms. Home Equity Lines of Credit (HELOCs) are not eligible for discount. Discount is limited to 1 loan per member. Cannot be combined with other offers or discounts. Estimated monthly payment will vary based on loan type and rate. Rates and Terms are subject to change without notice.

3To receive the special 0.50% APY increase on Share Certificates, you must open a new Share Certificate with OE Federal by December 31, 2025. Maximum Certificate amount is $250,000. All rates are subject to change without notice. Increase is limited to 1 Share Certificate per member. Promotional 13 Month Certificate automatically renews to a 12 Month Certificate and reverts back to the current rate. All other Certificates automatically renew at their original term and revert back to the current rate. Please visit oefederal.org or current rates. Cannot be combined with other offers or discounts. APY assumes deposits and dividends are held to maturity. Penalties will be applied for early withdrawal. Fees could reduce actual earnings. Refer to Account Agreements and Disclosures for additional account information. Federally insured by NCUA. Equal Housing Lender.

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