Savings Rates
Open Savings Account
Savings
MINIMUM INITIAL DEPOSIT: $5
| MIN. TO EARN DIVIDEND | ANNUAL PERCENTAGE YIELD | COMPOUNDING PERIOD |
| $5 | 0.03% | Monthly |
| $100 | 0.03% | Monthly |
| $5,000 | 0.04% | Monthly |
| $20,000 | 0.05% | Monthly |
| $50,000 | 0.07% | Monthly |
All rates are subject to change without notice. For the most up-to-date rates, please call Member Services at 800.877.4444. The Annual Percentage Yield (APY) stated for all accounts is accurate as of the date listed. Annual Percentage Yield assumes deposits, and dividends paid, are held to maturity. Penalties may be applied for early withdrawal on term accounts. Fees could reduce actual earnings. Refer to “Terms and Conditions” for other account information.
Information accurate as of January 5, 2021.
Certificates*
MINIMUM INITIAL DEPOSIT: $1,000
| ACCOUNT TYPE | ANNUAL PERCENTAGE YIELD | COMPOUNDING PERIOD |
| $1,000 MINIMUM | ||
| 12 Month Tax Deferred Certificates | 0.55% | At maturity |
| $1,000 MINIMUM | ||
| 3 Month | 0.20% | Monthly |
| 6 Month | 0.35% | Monthly |
| 12 Month | 0.55% | Monthly |
| 18 Month | 0.60% | Monthly |
| 24 Month | 0.75% | Monthly |
| 36 Month | 0.80% | Monthly |
| 48 Month | 0.90% | Monthly |
| 60 Month | 1.00% | Monthly |
*A penalty will be assessed for early withdrawal. If you make a withdrawal from your certificate before the maturity date, a penalty will be charged on the amount of the withdrawal based on the original term of the certificate. These penalties are outlined below:
3 to 5 months: 30 days of dividends
6 to 11 months: 60 days of dividends
12 to 23 months: 90 days of dividends
24 to 47 months: 150 days of dividends
48 + months: 180 days of dividends
All rates are subject to change without notice. For the most up-to-date rates, please call Member Services at 800.877.4444. The Annual Percentage Yield (APY) stated for all accounts is accurate as of the date listed. Annual Percentage Yield assumes deposits, and dividends paid, are held to maturity. Penalties may be applied for early withdrawal on term accounts. Fees could reduce actual earnings. Refer to “Terms and Conditions” for other account information.
Information accurate as of January 5, 2021.
Ira Share Accounts
MINIMUM INITIAL DEPOSIT: $100
| MIN. TO EARN DIVIDEND | ANNUAL PERCENTAGE YIELD | COMPOUNDING PERIOD |
| $100 MINIMUM | ||
| $100 | 0.08% | Monthly |
| $5,000 | 0.09% | Monthly |
| $20,000 | 0.10% | Monthly |
| $50,000 | 0.12% | Monthly |
*A penalty will be assessed for early withdrawal
All rates are subject to change without notice. For the most up-to-date rates, please call Member Services at 800.877.4444. The Annual Percentage Yield (APY) stated for all accounts is accurate as of the date listed. Annual Percentage Yield assumes deposits, and dividends paid, are held to maturity. Penalties may be applied for early withdrawal on term accounts. Fees could reduce actual earnings. Refer to “Terms and Conditions” for other account information.
Information accurate as of January 5, 2021.
IRA Certificate Accounts
MINIMUM INITIAL DEPOSIT: $1,000
| ACCOUNT | ANNUAL PERCENTAGE YIELD | COMPOUNDING PERIOD |
| $1,000 MINIMUM | ||
| 3 Month | 0.20% | Monthly |
| 6 Month | 0.35% | Monthly |
| 12 Month | 0.55% | Monthly |
| 18 Month | 0.60% | Monthly |
| 24 Month | 0.75% | Monthly |
| 36 Month | 0.80% | Monthly |
| 48 Month | 0.90% | Monthly |
| 60 Month | 1.00% | Monthly |
*A penalty will be assessed for early withdrawal
All rates are subject to change without notice. For the most up-to-date rates, please call Member Services at 800.877.4444. The Annual Percentage Yield (APY) stated for all accounts is accurate as of the date listed. Annual Percentage Yield assumes deposits, and dividends paid, are held to maturity. Penalties may be applied for early withdrawal on term accounts. Fees could reduce actual earnings. Refer to “Terms and Conditions” for other account information.
Information accurate as of January 5, 2021.
Coverdell Educational Share Accounts
MINIMUM INITIAL DEPOSIT: $50
| MIN. TO EARN DIVIDEND | ANNUAL PERCENTAGE YIELD | COMPOUNDING PERIOD |
| $50 MINIMUM | ||
| $50 | 0.08% | Monthly |
| $100 | 0.08% | Monthly |
| $5,000 | 0.09% | Monthly |
| $20,000 | 0.10% | Monthly |
| $50,000 | 0.12% | Monthly |
*A penalty will be assessed for early withdrawal
All rates are subject to change without notice. For the most up-to-date rates, please call Member Services at 800.877.4444. The Annual Percentage Yield (APY) stated for all accounts is accurate as of the date listed. Annual Percentage Yield assumes deposits, and dividends paid, are held to maturity. Penalties may be applied for early withdrawal on term accounts. Fees could reduce actual earnings. Refer to “Terms and Conditions” for other account information.
Information accurate as of January 5, 2021.
Coverdell Educational Certificate Accounts
MINIMUM INITIAL DEPOSIT: $1000
| ACCOUNT | ANNUAL PERCENTAGE YIELD | COMPOUNDING PERIOD |
| $1000 MINIMUM | ||
| 3 Month | 0.20% | Monthly |
| 6 Month | 0.35% | Monthly |
| 12 Month | 0.55% | Monthly |
| 18 Month | 0.60% | Monthly |
| 24 Month | 0.75% | Monthly |
| 36 Month | 0.80% | Monthly |
| 48 Month | 0.90% | Monthly |
| 60 Month | 1.00% | Monthly |
*A penalty will be assessed for early withdrawal
All rates are subject to change without notice. For the most up-to-date rates, please call Member Services at 800.877.4444. The Annual Percentage Yield (APY) stated for all accounts is accurate as of the date listed. Annual Percentage Yield assumes deposits, and dividends paid, are held to maturity. Penalties may be applied for early withdrawal on term accounts. Fees could reduce actual earnings. Refer to “Terms and Conditions” for other account information.
Information accurate as of January 5, 2021.
Money Market
MINIMUM INITIAL DEPOSIT: $1,000
| ACCOUNT TYPE | STANDARD ACCOUNTS (APY) | MINIMUM TO EARN DIVIDEND | COMPOUNDING PERIOD |
| Money Market | 0.15% | $1,000 | Monthly |
| 0.20% | $10,000 | Monthly | |
| 0.20% | $25,000 | Monthly | |
| 0.25% | $50,000 | Monthly | |
| 0.30% | $100,000 | Monthly | |
| 0.35% | $250,000 | Monthly |
All rates are subject to change without notice. For the most up-to-date rates, please call Member Services at 800.877.4444. The Annual Percentage Yield (APY) stated for all accounts is accurate as of the date listed. Annual Percentage Yield assumes deposits, and dividends paid, are held to maturity. Penalties may be applied for early withdrawal on term accounts. Fees could reduce actual earnings. Refer to “Terms and Conditions” for other account information.
Information accurate as of January 5, 2021.