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Savings Account

Whether you're saving for a new home, a new addition, or a rainy day, OE Federal's spectrum of savings accounts has got you covered. We know that no matter where you are in your journey, you've got something worth saving for. That’s why if you're a member of the credit union, you've got a savings account already.

  • $5 minimum account required for membership
  • IRA and Money Market accounts available
  • Up to three free withdrawals per month
  • Free online banking
  • Free mobile banking

Money Market Accounts

With an OE Federal Money Market Account, you get the best of both worlds: access to your money, similar to a checking account (including drawing funds directly and writing checks), and the chance to expand your savings. Money Market Accounts generally have better dividend rates than Savings Accounts, so you'll never have to choose between saving and spending.

  • $1,000 minimum deposit
  • Pays higher dividends than most savings accounts
  • Personalized customer service
  • 24/7 online banking
  • 24/7 mobile banking

Youth Savings

Get your child or teen started on the right financial path with a Youth Savings account. Whether they're putting away a little or a lot, OE Federal offers higher interest rates and more personal service, so they can learn why it pays to save their hard-earned money.

  • For youth up to age 18
  • Save for college or other big expenses
  • 24/7 parental access
  • 24/7 account transfers enabled
  • Personalized customer service


OE Federal’s Individual Retirement Accounts (IRA) make it easy to start saving some of your hard-earned cash for your golden years. Whether you want a standard IRA, a Roth IRA, or even a Coverdell Educational Savings Account (ESA), we can help you prepare for retirement and start growing your nest egg.

  • Competitive interest rates
  • Grow your money tax-deferred or tax-free
  • Personalized customer service
  • 24/7 online banking
  • 24/7 mobile banking

Share Certificates

If you're looking for higher interest rates and peace of mind, a Share Certificate is the way to go. Ours offer higher interest rates than savings accounts and less volatility than stock investments. If you agree not to touch your money for a certain period of time, you can secure a fixed interest rate for your deposit. After that, you simply leave it alone and watch it grow.

  • Minimum deposit of $1,000
  • Minimum term of three months
  • Maximum term of five years
  • Watch your money grow securely
  • Higher rates than a Savings account