Teen Checking
Teen Checking
It’s never too early to form healthy money habits. With a Teen Checking Account, your teen can learn to control their money before hitting the real world on their own. With features like 24/7 parental access, your teen can practice saving and spending in a secure environment with your assistance.
- Available for Teens 13-17
- Deposit $20 to Open; No Minimum Balance
- 24/7 Parental Access
- No Monthly Fee
- Online, Mobile & Text Banking
- Mobile Deposit
- 60,000+ Fee-free ATMs
Related Products and Services
Youth Savings
Learn MoreBOOTPRINT Personal Finance Manager
Learn MoreChecking Accounts
Learn MoreOnline & Mobile Banking
Learn MoreDigital Wallet
Learn MoreFrequently Asked Questions
-
Will my teen receive a debit card?
Yes, Teen Checking Accounts come with a free debit card.
-
Do you offer overdraft protection?
Yes, you can choose to opt into Courtesy Pay or Overdraft Protection for your teen.
Courtesy Pay means we’ll pay for the overdraft transaction up to a certain amount, giving your teen time to put funds back into the account without interrupting life.
Overdraft Protection means we’ll automatically transfer funds in increments of $50.00 from a linked account, such as your Savings, to cover what you owe.
Please refer to our Schedule of Fees for the fees associated with these transfers.
-
Is there a minimum balance my teen must keep in their account?
There is no minimum balance that must be kept in the Teen Checking Account.
-
What do I need to open a Teen Checking Account?
- Membership Application, Valid ID for teen and parent/guardian and $20 initial deposit.
- Student ID is needed; if not enrolled in school, birth certificate will be accepted.
-
What should I do if my teen’s debit card is lost or stolen?
Call or text us at 800.877.4444.